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Calculators

Exact answers, and the arithmetic behind them.

Every calculator here states how it computes and what each figure is derived from. No making charge, wastage, tax rate or dealer margin is assumed for any market β€” those are yours to enter, and a blank field contributes nothing.

Where a calculator offers Platform Reference pricing, it reads a verified Gold or Silver reference automatically; everywhere else, or when none is available right now, it asks you for a price and says so. Nothing here invents a market figure.

Gold Price & Conversion

A calculated reference for any market and any weight, plus fixed-unit and by-purity views. Every figure below reads the same verified Gold observation β€” nothing here is fetched twice.

Market currency for every Gold Price tool below

Live Gold Price Calculator

Weight / Quantity

GoldXAU

Checking for a verified price…
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No verified reference1 Troy OunceUSDObserved β€”

Gold Price per Gram

Open the dedicated page

GoldXAU

Checking for a verified price…
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No verified reference1 GramUSDObserved β€”

Gold Price per Tola

Open the dedicated page

GoldXAU

Checking for a verified price…
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No verified reference1 TolaUSDObserved β€”

Gold Price per Troy Ounce

Open the dedicated page

GoldXAU

Checking for a verified price…
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No verified reference1 Troy ounceUSDObserved β€”

Gold Price by Purity

Unavailable

Enter a weight to see the calculated value.

Metal value

Turn a price and a weight into a value, and take a jeweller's or a scrap buyer's figure apart line by line.

Not yet built: Gold Value Calculator. The arithmetic for these exists and is tested; the interface does not, so they are named here rather than linked to an empty page.

Jewellery Value Calculator

UnavailableChecking the platform reference…

Break a jewellery price into fine metal, wastage, making charge, dealer margin and tax β€” every charge entered by you.

Metal
Charges β€” all optional, all yours

Leave any field blank and it contributes nothing. This platform has no assumed making charge, wastage or tax rate for any market.

Applied to the fine metal value

Applied to the fine metal value

Flat amount, no percentage base

Applied to the subtotal before margin

Applied to the subtotal before tax

Checking the platform reference price… Nothing is estimated in its place.

Complete the calculation before saving it.

How this is calculated

Fine metal value is your price multiplied by the fine-metal weight of the piece, with the purity fraction applied first and any unit difference converted exactly. Charges are then applied in a fixed order, each on a stated base: wastage and making on the fine metal value, dealer margin on the subtotal after those, and tax on everything before it. Every subtotal is shown so you can reconcile against your own invoice.
Dealers differ in the order they apply charges, so a total here may not match a specific shop's bill even with identical percentages. Every charge is a figure you entered β€” none is assumed, estimated, or sourced from any market.

Silver Value Calculator

UnavailableChecking the platform reference…

Value a silver weight as fine metal, using either a price you enter or the platform reference price.

Enter a Silver weight. No value is shown until you do.

Complete the calculation before saving it.

How this is calculated

Silver value is the fine Silver weight you enter, multiplied by Silver's verified platform reference price, for the unit and currency you choose. Silver is priced here as fine metal; there is no karat distinction to apply.
This is a calculated reference, not a dealer quote. Local prices differ because taxes, import duties, dealer premiums, making charges and spreads apply β€” this platform does not model or estimate those.

Scrap Gold / Silver Calculator

UnavailableChecking the platform reference…

Estimate what a buyer would pay for scrap, after the deduction and refining fee you specify.

Buyer's deductions β€” optional, and yours

How far below metal value they pay

Flat amount, subtracted after the deduction

Checking the platform reference price… Nothing is estimated in its place.

Complete the calculation before saving it.

How this is calculated

Fine metal value is your price multiplied by the fine-metal weight, with the purity applied first. The buyer's percentage deduction comes off that value, then the flat refining fee. If the two together exceed the metal value the result is shown as a shortfall β€” the arithmetic is never clamped to zero.
This is arithmetic on your assumptions, not a quote. What a buyer actually pays depends on that buyer. No deduction, fee or margin is assumed by this platform.

Conversions

Deterministic conversions of your own input β€” weight, purity, karat and fineness need no market data at all and would work with every provider offline. The currency converter is the one exception: it uses only a rate this platform has actually verified, and says so when it has none.

Unit Price Matrix

Manual inputDerived from the price you entered

Turn one price into the full grid: 1 g, 10 g, 1 tola, 1 troy ounce and 1 kg, at 24K, 22K, 21K and 18K.

Wholesale quotes are normally 24K. Set this to match the price you entered β€” treating a 22K price as 24K would skew every figure below.

Enter a price to build the grid.

Complete the calculation before saving it.

How this is calculated

The entered price is divided by its own purity fraction to get a pure-metal price, converted into each quantity using the exact gram factors (1 troy ounce = 31.1034768 g; 1 tola = 11.6638038 g, exactly three eighths of a troy ounce), then multiplied by each purity fraction. Every step is exact decimal arithmetic.
These are conversions of your figure, not market prices. Retail prices additionally carry making charges, margins and taxes β€” see the Jewellery Value calculator for those.

Weight converter

CalculationExact unit conversion

Enter a weight to convert.

Purity & fine metal

CalculationNo market data required

Enter a gross weight to calculate fine metal content.

Karat / Fineness Converter

CalculationNo market data required

Convert a karat to its exact fineness, or a fineness figure to its exact equivalent karat. 916 is 21.984K, and is never treated as exact 22K.

Direction

Fineness of 22K

916.666666…‰

Exact fraction22/24
Purity91.6667%

22K is exactly 22/24 Γ— 1000, which does not terminate as a decimal. The figure above is truncated to 6 places, so every digit shown is exact.

How this is calculated

A karat is a fraction of 24 parts, so a K-karat piece has a purity fraction of K/24 and a fineness of K/24 Γ— 1000 parts per thousand. A fineness figure is the reverse: F parts per thousand is a purity fraction of F/1000, and an equivalent karat of F/1000 Γ— 24. Both directions are computed as exact decimals and rounded only for display.

A fineness figure and its nearest karat are not the same thing. 22K is 916.666666…‰, while 916‰ is 21.984K β€” this converter never treats them as equal, and labels a nearest-supported-karat match as approximate whenever it is one. These are mathematical conversions only: this platform holds no hallmarking dataset, so it shows no stamp, assay or jurisdiction-specific marking figure and infers none. Purity also says nothing about weight or value β€” use the Fine Gold Weight Calculator for the metal content of a specific piece.

Fine Gold Weight Calculator

CalculationNo market data required

How much pure gold a piece contains: gross weight multiplied by its purity fraction, with the purity given as a karat or a fineness figure. No price is involved.

Purity given as

Enter a gross weight to calculate its fine gold content.

Complete the calculation before saving it.

How this is calculated

Fine gold weight = gross weight Γ— purity fraction. A karat gives a fraction of K/24; a fineness figure gives a fraction of F/1000. The multiplication happens in the piece’s own weight unit, then one exact factor converts it to the unit you asked for β€” 1 troy ounce = 31.1034768 g and 1 tola = 11.6638038 g, the same constants every other calculator on this platform uses.

This is the metal content of the piece, not what anyone will pay for it. No making charge, wastage, refining loss, dealer margin or tax is included, and no market price enters this calculation at all β€” a refiner’s actual recovery can be lower than the fine weight shown here. For a monetary figure, use Gold Price by Purity or the Scrap calculator.

FX Converter

UnavailableNo verified rate available right now

Convert between currencies using only a rate this platform has actually verified. There is no manual-rate mode, so an unsupported pair stays unavailable.

Every rate this platform holds is verified against USD, so one side of the pair must be USD.

Enter an amount to convert.

Complete the calculation before saving it.

How this is calculated

The amount is multiplied by a rate this platform has actually recorded, using decimal arithmetic rather than floating point. When the stored observation is the opposite orientation to your pair β€” you asked for PKR to USD and the observation is USD/PKR β€” the exact reciprocal is applied inside the calculation; no rounded inverse rate is created. A conversion from a currency to itself returns the amount unchanged and asks no provider for anything.

This is a reference conversion, not a dealer or remittance quote: no spread, commission or transfer fee is included, and none is estimated. Rates are daily reference observations, never a live tradable price, and the source and observation time are shown with every converted figure. If no verified rate exists for a pair, no figure is shown at all β€” this calculator has no manual-rate mode and never substitutes a guess.

Buying and selling

What a spread costs you, what a holding has done, and what it really cost.

Profit / Loss Calculator

Manual inputYour cost and your current value

Compare what you paid with what a holding is worth now, in absolute terms, as a percentage, and annualised where the period allows.

Enter it yourself β€” no platform price is available

Annualised only from 12 months

Enter your total cost and the current value. The platform has no current metal price to fill this in for you.

Complete the calculation before saving it.

How this is calculated

Change is current value minus total cost, and the percentage is that change over the cost. Annualisation is withheld below twelve months: annualising a two-month gain produces a headline rate nobody has actually earned.

Average Cost Calculator

Manual inputYour purchase history

Work out the weighted average cost across several purchases β€” not the average of the prices, which understates it.

Enter at least one lot with a quantity and a price.

Complete the calculation before saving it.

How this is calculated

Weighted average cost is total cost divided by total quantity. That is the figure that matters, and it is not the average of the prices you paid: 1 unit at 100 plus 9 at 200 gives a weighted average of 190, while the mean of the two prices is 150. Both are shown so the gap is visible.

CAGR / Return Calculator

Manual inputYour figures, your period

Total and compound annual return between two values over a period you specify. Withheld under a year, where annualising misleads.

Enter a start value, an end value and a period in months.

Complete the calculation before saving it.

How this is calculated

Total return is the change over the start value. CAGR is (end Γ· start) raised to the power of one over the number of years, minus one. It is withheld below twelve months, where annualising a short move implies a rate nobody earned, and where the end value is zero, for which no compound rate exists.

Buy / Sell Spread Calculator

Manual inputTwo prices you entered

See the gap between what a dealer sells at and buys back at, expressed against the buy, the sell and the mid.

What you pay to buy

What you receive when selling

Enter both prices to see the spread.

Complete the calculation before saving it.

How this is calculated

Spread is the buy price minus the sell price. The percentage is shown against all three bases the bullion trade uses β€” the buy, the sell and the mid β€” because they give different numbers for the same pair and quoting only one would be an editorial choice.

Intelligence and scenarios

Comparisons drawn from the verified historical record, and scenarios built on a price you choose.

Not yet built: Gold vs Silver Return Calculator, Dealer Quote Breakdown. The arithmetic for these exists and is tested; the interface does not, so they are named here rather than linked to an empty page.

What-If Price Calculator

Manual inputScenario β€” not a forecast

A scenario, not a forecast: what a holding would be worth at a price you choose. No model, no trend, no probability.

Scenario input
Baseline price

Enter it yourself β€” no platform price is used in this mode

Enter a quantity, a baseline price and a price to test.

Complete the calculation before saving it.

How this is calculated

Value is quantity multiplied by price, computed at both the baseline price and the price being tested. In percentage mode the scenario price is the baseline multiplied by (1 + your move Γ· 100), then valued exactly as a typed-in price would be β€” the two modes share one calculation. Value scales linearly with price for a fixed holding, so the value change equals the price change: no leverage, fee or tax is modelled.
The scenario is yours β€” both the price and the percentage. Nothing here forecasts, and nothing here should be read as a view on where any price is going. A baseline taken from verified reference data is real; what you do to it is hypothetical.

Gold / Silver Ratio Calculator

Manual inputTwo prices you entered

The ratio between a Gold price and a Silver price you enter. Never presented as a spot ratio.

Enter both prices to see the ratio.

Complete the calculation before saving it.

How this is calculated

The ratio is the Gold price divided by the Silver price, both per troy ounce. A higher ratio means Gold is expensive relative to Silver; a lower ratio means Silver is expensive relative to Gold. This is a description of the two prices you entered β€” it is not a forecast, and it is not a signal to act on.
The latest historical monthly Gold/Silver ratio, drawn from the verified World Bank series, is shown separately in the homepage's "Intelligence at a Glance" strip β€” this tool is for a price of your own choosing.

What these are and are not

  • Manual input means the figure came from you. It is not platform market data and no provider verified it.
  • Historical means a stored past observation from the verified World Bank monthly series β€” never a current or spot price.
  • Calculation means this platform derived it from the values above. Every calculator states its method.
  • A scenario tests a price you chose. It contains no model, no trend and no probability, and it is never labelled a reference figure.
  • Local prices differ from any calculated figure because taxes, import duties, dealer premiums, making charges and spreads apply. This platform does not model those and does not estimate them.

See the historical record