Buyer Offer vs Melt Calculator
What percentage of your gold's melt value is a buyer actually offering you? Enter your gold's details and the real offer amount to see the percentage and dollar difference — a plain comparison, not a recommendation.
Buyer Offer vs Melt Calculator
UnavailableChecking the platform reference…Enter your gold's weight and karat, then a buyer's actual offer, to see what percentage of melt value that offer represents — using the platform's reference Gold price or a price you enter yourself.
Step 1 — Gold details
Step 2 — Gold price
Checking the platform reference price… Fine gold weight is still shown below — switch to Manual price to enter your own and compare against an offer.
Step 3 — Buyer's offer
The actual amount a buyer has offered you for this gold — not an assumed deduction or fee.
What the buyer actually offered — zero is a valid entry
Enter a gross weight to see the fine gold weight and melt value.
How this is calculated
Melt value is the reference value of the gold content only — fine gold weight (gross weight × purity fraction) multiplied by the platform's verified reference Gold price or one you enter yourself.
Offer as % of melt = buyer offer ÷ melt value × 100. Difference from melt = buyer offer − melt value, shown with its own sign — positive when the offer is above melt value, negative when below, exactly zero when they match.
This calculator does not judge the offer. It never states whether a percentage is fair, unfair, good, bad, or typical for any buyer, and it does not recommend accepting or rejecting an offer. An offer above melt value is not flagged as suspicious, and an offer below melt value is not flagged as unfair — both are shown as the same plain arithmetic.
What melt value means
Melt value is the reference value of the gold content only — the fine gold weight (gross weight × purity fraction) multiplied by a verified Gold price. It is a calculated reference figure, not a quote from any specific buyer.
What a buyer offer means
A buyer offer is the specific dollar amount a real buyer — a pawn shop, a gold buyer, a jeweller, a refiner — has actually proposed to pay you. It is the reader's own figure, entered directly, never estimated or assumed by this platform.
Why melt value and a buyer offer can differ
A buyer's offer can sit below, at, or above melt value for reasons this calculator does not assess — refining costs, handling, resale margin, competition among buyers, urgency, or simply how a given buyer prices purchases. An offer above melt value is not automatically suspicious, and an offer below melt value is not automatically unfair — both are shown here as the same plain arithmetic, with no judgement attached.
Worked example
A 10 gram 14K item at a Gold price of $65 per gram has a melt value of $379.17.
- A $300 offer is 79.12% of melt value — $79.17 below melt.
- A $400 offer is 105.49% of melt value — $20.83 above melt.
What this calculator does not assess
This tool does not tell you whether an offer is fair, unfair, good, bad, or typical for any buyer. It does not state what pawn shops, jewellers or refiners usually pay, does not recommend accepting or rejecting an offer, and is not a retail price or an appraisal — a retail price adds making charge and markup, and an appraisal can reflect brand, craftsmanship or rarity that has nothing to do with the gold content itself.
Common US use cases
Comparing a pawn shop, gold-buyer or jeweller quote against melt value; checking an offer on old jewellery before selling; sorting estate or inherited gold with a first real offer in hand; or a jeweller giving a customer a transparent side-by-side figure. This tool does not make any claim about how a particular buyer prices offers in practice.